Dhanvarsha Gold Loans
We provide you the maximum value of your gold, giving the funding you need to overcome your financial emergencies.
Maximum value of your pledged gold
Tenure upto 24 months
Features Of Gold Loan
Loan upto ₹50 Lakhs
We offer Gold Loan up to ₹50 Lakhs at low interest rates and maximum tenure of 24 months.
We do an in-house evaluation of your gold and offer the best value for your Gold.
We make sure that your Gold is safe with us by following best security protocols in all our branches.
Maximum Gold Value
We maintain complete transparency and provide the highest price for your pledged gold.
Zero pre-payment Charges*
Close your loan without incurring any fees or penalties. (terms and conditions applied)
Interest Rate And Applicable Charges
|Interest Rate||12% per Annum (1% per Month) onwardsInterest rate varies as per selected repayment frequency and Loan amount / tenure|
|Processing Fee||₹100 onwardsMay vary as per selected scheme/Slab|
|MTM Charges||Depends on Current Market Price of GoldRequisite part payment or gold jewellery to be provided to ensure that LTV levels are reinstated|
|Auction Charges||₹590 Per Instance Auction Administration charges- INR 1000/- to INR 5000/- per Loan Account|
Mr. Jagdish M. Roy
Hari Om Garments
Mrs. Nilima Narendra Rasal
Mr. Kamlakant Gupta
New Gupta Kirana Store
The value of your gold is determined based on its purity, weight, and current market rates. We offer the maximum value for your pledged gold.
Interest rates for Dhanvarsha branch starts at a minimum of 12% per Annum (1% per Month) onwards. The interest rate varies as per selected repayment frequency and loan amount/tenure.
We offer loan tenure upto 24 months.
Yes, your gold is stored securely in a vault during the loan tenure, and it’s insured to protect against loss or damage.
Gold Loans are typically secured by the collateral, so your credit history is not a significant factor in loan approval.
Yes, you can extend or renew your Gold Loan. To do so you must connect to your home branch.
The basic eligibility criteria for Dhanvarsha branch gold loans are that you must be a citizen of India, age limit of 21 to 70 years, and lastly, the gold jewelry pledged should be within the KT (Karat) range of 18 Karat – 22 Karat.
Dhanvarsha Gold Loans requires minimum documentation. Commonly required documents include PAN and Aadhaar.
Yes, you can make a prepayment or close your account. However, charges will be applicable if you close your gold loan account within 2 months of the loan being sanctioned.