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    Apply for Gold Loan

    Terms & Conditions

    Dhanvarsha powered by TruCap Finance Limited Gold Loans

    Dhanvarsha (powered by TruCap Finance Limited) is now operational in 124 location across India. We provide you the maximum value of your gold, giving the funding you need to overcome your financial emergencies.

    • Maximum value of your pledged gold
    • Loan upto
      ₹50 Lakhs
    • Tenure upto 24 months

    Tru Benefits of Dhanvarsha Gold Loans

    • Loan upto ₹50 Lakhs

      We offer Gold Loan up to ₹50 Lakhs at low interest rates and maximum tenure of 24 months.

    • Best Value

      We do an in-house evaluation of your gold and offer the best value for your Gold.

    • Safety Protocols

      We make sure that your Gold is safe with us by following best security protocols in all our branches.

    • Maximum Gold Value

      We maintain complete transparency and provide the highest price for your pledged gold.

    • Zero pre-payment Charges*

      Close your loan without incurring any fees or penalties. (terms and conditions applied)

    • Easy Reach

      Dhanvarsha branch is operational in multiple locations. Click here to know more about your nearest branch location.
      You can also reach us by calling on our Toll-Free number 1800 210 2100.

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    Rates and Charges

    Interest Rate 12% per Annum (1% per Month) onwardsInterest rate varies as per selected repayment frequency and Loan amount / tenure
    Processing Fee ₹100 onwardsMay vary as per selected scheme/Slab
    MTM Charges Depends on Current Market Price of GoldRequisite part payment or gold jewellery to be provided to ensure that LTV levels are reinstated
    Auction Charges ₹590 Per Instance Auction Administration charges- INR 1000/- to INR 5000/- per Loan Account

    Customer Trust

    You can apply for TruCap Dhanvarsha Gold Loan in any of the following ways:

    1. By filling out the online form
    2. By visiting your nearest  Dhanvarsha Branch.
    3. By reaching us at our Toll-Free number.
    4. WhatsApp us with your requirement.
    5. Reach out to us in our social media networks like Instagram, Facebook and LinkedIn

    At Dhanvarsha branches we conduct in-house gold valuation within minutes, ensuring quick access to
    your loan amount within 30 minutes (terms and conditions applied). The value of your gold is determined based on its purity, weight, and
    current market rates. We offer the maximum value for your pledged gold.

    Interest rates at Dhanvarsha for start at a minimum of 12% per Annum (1% per Month) onwards. The rates are flexible to accommodate different repayment options and loan durations, ensuring that you can find a suitable plan tailored to your financial needs. Our aim is to provide transparent and competitive interest rates that align with your repayment capabilities and preferences.

    Dhanvarsha prioritize a hassle-free experience to help you realize your dreams. We provide you the freedom to carefully manage your financial needs by extending loan terms of up to 24 months. Our mission is to provide a smooth borrowing experience that supports your goals.

    Dhanvarsha ensures that gold is safe in anti-theft vault, during the loan tenure. We put robust assets security required to protect your gold and offer confidence to the customer we lend. 

    When you opt for a Gold Loan at Dhanvarsha, you exchange your gold jewelry for funds. Your credit history is not required however you may be required to authenticate the ownership of your gold. With this simple process, you can access to flexible financing choice for fast funds without having to worry about your credit score.

    Visit your closest branch of Dhanvarsha (powered by TruCap Finance Limited) with the gold you want to
    use for your financial emergency and some documents like Aadhaar and PAN. The process includes in
    house evaluation and basic KYC authentication. At the most the process does not exceed more than 30
    minutes.(terms and conditions applied)

    The basic eligibility criteria for Dhanvarsha branch gold loans are

    1. You must be a citizen of India.
    2. Age limit of 21 to 70 years.
    3. The gold jewelry pledged should be within the KT (Karat) range of 18 Karat – 22 Karat.

    By completing these basic criteria, you will be able to obtain our gold loan services with ease.

    We aim to make this process as simple as possible. You only need some basic identity proofs like PAN and Aadhaar. The documents are highly confidential we shall not use it for any other purpose. We are committed to providing a hassle-free experience, allowing you to confidently provide the necessary documents while maintaining your privacy and security.

    For more information, please visit the following page

    We operate across 9 states encompassing over 125+ branches locations. You’re welcome to visit any of our branches Monday to Friday, between 10 am and 6 pm, and on Saturdays from 10 am to 2 pm. Please note that we’re closed on Sundays.  

    For added convenience, you can also locate us on Google Maps by searching “Dhanvarsha gold loan near me” This way, you can easily find our branch nearest to you and access our services without any hassle. 

    We understand that there may be situations in which you may like to discontinue your account or pay off
    your loan early. It is recommended that you contact your home branch for detailed information and
    personalized support. If you require more help or clarification, please do not hesitate to contact us via our
    WhatsApp message or by calling our toll-free number, 1800 210 2100. We’re here to assist with any
    queries you have regarding your loan.