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    Apply for Gold Loan

    Terms & Conditions

    Dhanvarsha Gold Loans

    We provide you the maximum value of your gold, giving the funding you need to overcome your financial emergencies.

    • Maximum value of your pledged gold
    • Loan upto
      ₹50 Lakhs
    • Tenure upto 24 months

    Features Of Gold Loan

    • Loan upto ₹50 Lakhs

      We offer Gold Loan up to ₹50 Lakhs at low interest rates and maximum tenure of 24 months.

    • Best Value

      We do an in-house evaluation of your gold and offer the best value for your Gold.

    • Safety Protocols

      We make sure that your Gold is safe with us by following best security protocols in all our branches.

    • Maximum Gold Value

      We maintain complete transparency and provide the highest price for your pledged gold.

    • Zero pre-payment Charges*

      Close your loan without incurring any fees or penalties. (terms and conditions applied)

    • Easy Reach

      Dhanvarsha branch is operational in multiple locations. Click here to know more about your nearest branch location.
      You can also reach us by calling on our Toll-Free number 1800 210 2100.

    Interest Rate And Applicable Charges

    Interest Rate 12% per Annum (1% per Month) onwardsInterest rate varies as per selected repayment frequency and Loan amount / tenure
    Processing Fee ₹100 onwardsMay vary as per selected scheme/Slab
    MTM Charges Depends on Current Market Price of GoldRequisite part payment or gold jewellery to be provided to ensure that LTV levels are reinstated
    Auction Charges ₹590 Per Instance Auction Administration charges- INR 1000/- to INR 5000/- per Loan Account

    Customer's Voice

    You can apply for Gold Loan in any of the following ways: 1) By filling out the online form 2) By visiting your nearest  Dhanvarsha Branch. 3) By reaching us at our Toll-Free number @1800 210 2100.

    The value of your gold is determined based on its purity, weight, and current market rates. We offer the maximum value for your pledged gold. 

    Interest rates for Dhanvarsha branch starts at a minimum of 12% per Annum (1% per Month) onwards. The interest rate varies as per selected repayment frequency and loan amount/tenure. 

    We offer loan tenure upto 24 months.

    Yes, your gold is stored securely in a vault during the loan tenure, and it’s insured to protect against loss or damage.

    Gold Loans are typically secured by the collateral, so your credit history is not a significant factor in loan approval.

    At the Dhanvarsha Gold Loans branch, you can receive funds within 30 minutes of application (terms and conditions applied).

    Yes, you can extend or renew your Gold Loan. To do so you must connect to your home branch.

    The basic eligibility criteria for Dhanvarsha branch gold loans are that you must be a citizen of India, age limit of 21 to 70 years, and lastly, the gold jewelry pledged should be within the KT (Karat) range of 18 Karat – 22 Karat.

    Dhanvarsha Gold Loans requires minimum documentation. Commonly required documents include PAN and Aadhaar.

    We are present at multiple branch locations. For more information, please visit the following page

    Yes, you can make a prepayment or close your account. However, charges will be applicable if you close your gold loan account within 2 months of the loan being sanctioned.